RV Insurance in Florida
RV Insurance and Coverage Options
Hitting the road to enjoy the Florida sunshine is a pastime enjoyed by many families, and an RV is a great way to explore the great outdoors. Before you head out, make sure that you have the right insurance for your RV. The team at Deboo Insurance Agency, Inc. serves the Deerfield Beach, FL area, so we understand the needs of the Florida RV community.
RVs are required to carry liability insurance. While it is similar to automotive liability coverage, there are distinct differences. Namely, while an RV is a vehicle, it is also a temporary residence. The policy will reflect these differences. Also, RVs are classified by size and weight. This will affect the type of policy that you get. Class A RVs, the largest, is designed for long term use. Class B RVs are considered more “campervans." Class C are mid-sized, economical RVs favorable by families for their affordability.
The RV policy will provide liability coverage but, typically, it will also provide for replacement should the RV be stolen or totaled in a collision. Provisions are also made for accessories that are attached to the outside of the RV. These include awnings and a satellite dish. The policy will also cover personal possessions in the RV. While this includes clothing and personal items, it can also include sporting and camping equipment that is used while you are enjoying the RV. Your agent will also discuss with you about how often you will be using the RV. If you only use the RV for one week a year, this may impact the amount and type of coverage that you need.
Owning and operating an RV in Florida can be a great way for families to spend time together. Call and speak with the agents at Deboo Insurance Agency, Inc. in Deerfield Beach, FL to get the coverage you need and to get a quote.