Auto Insurance

Every driver needs their vehicle to be covered by auto insurance. Not only is it illegal to go without it, but it would take away your peace of mind while driving. When you know you’re insured, that’s one more thing that you don’t have to worry about. If you don’t want to worry about coverage, call us at Deboo Insurance Agency Inc. in Deerfield Beach, FL.

Required Coverage in Florida

Each state has its own laws about what has to be covered in your auto insurance policy. One of the required types of coverage is personal injury protection. With PIP coverage, you are covered for the costs of injuries received in an accident. You could be the driver, a passenger, or even a pedestrian. All of these situations are covered. Floria has a no-fault law that requires each person’s insurance to pay for their injuries rather than finding one party at fault and having them pay for it.

Property Damage

One form of liability coverage, property damage liability, is also required. This covers you up to a specific amount in case you damage someone else’s property in an accident. If you cause property damage and get sued, your legal representation is provided by this policy. 

Recommended Coverage

There are other types of auto coverage that aren’t required, but they are generally recommended in order to keep you safe from certain scenarios and the costs they bring. Getting extra coverage for medical payments allows your medical expenses to be paid in instances that your PIP doesn’t cover. It is also helpful in paying the deductible for PIP. Uninsured motorist coverage is also recommended to handle some of the costs of an accident. If you or your passengers sustain medical bills due to a collision with an uninsured driver, this can help to pay those bills. 

Get Coverage

If you need auto insurance, call us right away to make an appointment with an agent. At Deboo Insurance Agency Inc. in Deerfield Beach, FL, we’re always here to help.