What Commercial Insurance Do I Need for Remote Employees?

These days, more and more people in Deerfield Beach, FL are finding ways to forego the commute and work remotely from home. Worldwide, 16% of companies are fully remote according to one study. Additionally, about 62% of workers between the ages of 22 and 65 work remotely at least part of the time.

This is an arrangement that has proven beneficial to both employers and employees alike. However, for companies now allowing employees to work remotely, it is time to update their commercial insurance policy.

Shifting your business to allow employees to work remotely has legal implications for a company. This creates exposure to risks at a number of different levels. Your current commercial insurance policy may not provide coverage for all of the new concerns that arise from this situation. If you have questions about new risk exposures for remote workers, contact Deboo Insurance Agency Inc.

Insurance Types for Remote Employees

Known risks related to remote employees include commercial crimes, damage to company-owned equipment, employee injuries, and cyber theft. An experienced agent in Deerfield Beach, FL can help you create an insurance package for your business that will offer the necessary protection for your organization, including your remote employees. The most highly recommended coverage types for businesses that have employees working remotely include:

  • Cyber Liability Insurance
  • Commercial Property Insurance
  • General Liability Insurance
  • Workers’ Compensation Insurance

To find out more about these and other types of commercial insurance coverage to protect your business and your remote employees, contact one of the experts at Deboo Insurance Agency Inc. We are happy to take the time to explain all of your coverage options to you and help you make the most informed decision on a policy that meets your needs. Do not hesitate to give us a call today.