If you’re a homeowner in Deerfield Beach, FL, it’s essential to know what your home insurance policy covers. Many assume that their home insurance will cover everything in their home, but that’s not always the case. It’s essential to read your policy carefully and understand what isn’t covered.

Homeowners For Art Lovers

One thing that isn’t always covered by home insurance policies is art collections. If you have an extensive or expensive art collection, you may need to purchase a separate policy to insure it.

If you’re unsure whether your home insurance policy covers your art collection, the best thing to do is ask your agent at Deboo Insurance Agency Inc. We can help you understand your policy and ensure you’re adequately covered.

What Belongings Require Extra Insurance?

Any valuable not used for everyday purposes will probably require extra insurance. This includes things like:

• Art collections
• Jewelry
• Furs
• silverware
• antiques

If you have any of these things, it’s good to talk to your insurance agent about them. We can help you determine if they’re covered by your policy and, if not, how to insure them properly.

Can a Single Policy Cover My Art and Jewelry?

Yes, purchasing a single policy covering your art collection and your other valuables is possible. This is called a personal articles policy.

Personal articles’ policies cover high-value items that aren’t used for everyday purposes. So, a personal articles policy can cover both if you have an expensive art collection and valuable jewelry.

These policies are typically pretty affordable and give you peace of mind knowing your valuables are adequately protected.

If you’re unsure whether your home insurance policy covers your art collection or other valuables, contact Deboo Insurance Agency Inc. We can help you understand your policy and ensure you’re adequately protected.