Car insurance isn’t a one-time event — it’s a long-term investment that can protect you from car accidents and other types of risks. You want to make sure that the auto insurance you choose is up-to-date and covers all of your car’s potential risks. Deboo Insurance Agency Inc. can help you start. The firm serves clients in Deerfield Beach, FL. 

Why You Need Liability Car Insurance

Unlike some other types of car insurance, liability coverage is not designed to protect you if you’re charged with a crime. It’s designed to cover the costs of an accident if you cause one. If you’re in a crash and you were at fault, you may be responsible for paying for the costs of fixing the car and getting it license-redelivered to the dealer. 

You may also be liable for damages to other people or property. If you don’t have enough liability insurance, you may not be able to take out enough insurance to cover the cost of an accident if it were to happen. That would leave you at risk for an amount that could be very expensive to cover. 

Liability car insurance protects you if you’re responsible for an accident. It covers the costs of an accident, including the costs of: 

• Repairs to your car 
• Damage to other people or property 
• Loss of income due to time off work

Why You Need Comprehensive Car Insurance

Comprehensive car insurance covers more than just liability. The cover includes things like: 

• Damage to your car from a fire 
• Collision coverage can help pay for damages to your car in a crash with another vehicle. This coverage can include coverage for: 
• Your injuries 
• The injuries of other drivers involved in the crash 
• The damages to the other vehicle

Bottomline 

Whether you’re a driver, a passenger, or a family member, you should have peace of mind knowing that your car insurance policy covers you if you’re involved in an accident. If you need emergency medical care, your insurance will cover that, too. Call Deboo Insurance Agency Inc., a firm offering services in Deerfield Beach, FL, for help.