Types of Auto Insurance

Owning a vehicle in Deerfield Beach, FL, is one of the most important upgrades that will afford you its fair share of benefits while also opening up room for certain risks while on the road. Aspects such as personal injury will likely arise during your drives, along with property damage should you get into an accident. Deboo Insurance Agency Inc. outlines some of the car insurance coverage options that will prove beneficial while on the road to avoid such inconveniences.

Personal Injury Protection

Also known as no-fault coverage, Personal injury protection (PIP) is a compulsory cover. It covers aspects like replacement services in the event of an accident and any medical expenses incurred. If you also lose income due to injury, PIP will cover these costs, whether you are at fault or not.

Property Damage Coverage

If you damage another person’s vehicle during an accident, property coverage will cater to the destruction costs. Additionally, legal costs arising from a liability claim are also covered by this policy.

Uninsured Motorist Coverage

While an insurance cover is recommended, not everyone will heed this advice. An uninsured motorist cover fills this gap, protecting you and your passengers from injuries resulting from an uninsured driver or one whose insurance fails to cover all injuries.

Full Coverage Insurance

This type of insurance often comes with two coverage options, which can be purchased together or separately. The first is collision insurance coverage. It will protect you in the event of a collision with another vehicle, a rollover, and impact from objects like fences. Comprehensive coverage is the second, which caters to damage resulting from non-collisions. This includes aspects like vandalism, theft, fire, or hail storms.

Medical Payments Coverage

While a PIP cover caters to your medical expenses, paying for medical payments coverage will come in handy in covering expenses that PIP may not take care of. Your passengers are also covered, making it worthwhile.

If you are interested in any of these options within the Deerfield Beach, FL area, contact our friendly team at Deboo Insurance Agency Inc.