What Type of Commercial Insurance Do I Need?

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When you run a business, acquiring commercial insurance is imperative. However, the vast types of business insurance can make it challenging to determine the appropriate type of policy for your enterprise. Here at Deboo Insurance Agency Inc., we offer commercial insurance services tailored to your specific needs in Deerfield Beach, FL.

Elements of Indispensable Commercial Insurance

  • Commercial Property Insurance: If your business operates out of a physical location, you’ll require commercial property insurance. This coverage shields the structure of your building and its contents. In case of property damage from events like fire or vandalism, the policy takes care of repair costs or replacing the structure.
  • General Liability Insurance: This form of insurance secures you from potential liability claims. For instance, if a customer incurs an injury from an accidental fall in your store, you would be held liable for the injury costs. General liability insurance assists in covering such judgments.
  • Professional Liability Insurance: This form of insurance is especially crucial for service-based businesses. It extends to damages incurred due to faulty products or professional errors, such as accounting mistakes.
  • Business Interruption Insurance: If your business operation is halted due to damages (e.g., fire), this policy covers the incurred losses, thereby helping your business stay afloat during the downtime.
  • Commercial Auto Insurance: Business operations requiring vehicle usage require commercial auto insurance. It covers property damage and bodily injury claims due to accidents, including any driving employees.

If your business activities involve regular vehicle usage, your standard auto insurance policy may not offer coverage for business-related use.

Securing Your Business with Deboo Insurance Agency Inc.

Do you need commercial insurance in Deerfield Beach, FL? Contact us at Deboo Insurance Agency Inc. Our experienced team will help you select the policy that best meets your specific requirements.